Federal Programs
Mortgage Credit Certificate (MCC)
A federal program that provides assistance to first time homebuyers for the purchase of owner-occupied single family homes, duplexes, townhomes and
condominiums. The MCC program can help you qualify for a mortgage loan by increasing your buying power of your current income.
An MCC reduces the amount of federal income tax owed, thus increasing the qualified home buyer's spendable income to help qualify for a loan or to make the monthly mortgage payments. Income and purchase price limits vary from county to county. Find out what the limits are in your county of choice:

SanFranciscoMCC
MarinMCC
SonomaMCC
AlamedaMCC
SolanoMCC
SanMateoMCC
ContraCostaMCC